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Insurance Agencies For Sale

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Independent Claims Adjusting Firm, Seller Financing 50%

Broward County, FL

Independent Insurance Adjusting Firm – Established 31 Years – Florida-Based. This well-established independent insurance adjusting firm has been serving the State of Florida for over 31 years. The...

$225,000

$225,000

Cash Flow: $111,229

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Ownership Opportunity in Established Insurance Agency

Post Falls, ID

This is a rare chance for a driven entrepreneur to acquire a $4 million premium segment from a flourishing insurance agency with a total premium book of approximately $15 million. This fractional...

$1,400,000

$1,400,000

Cash Flow: $250,000

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Under Contract. Stamford CT, Allstate for Sale.

Stamford, CT

This $3.5 million Established Allstate Agency in Stamford, Connecticut, offers an ideal entry-level opportunity to acquire one of the best small business opportunities in the US. It has exceptional...

$720,950

$720,950

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High-Profit Insurance Office with Consistent Income

West Chester, PA

Tap into one of the most resilient industries with this agency opportunity offering access to nationally recognized carriers and a scalable infrastructure. • Sell top-tier personal lines products:...

$92,900

$92,900

Cash Flow: $154,832

Under Contract: Darien Connecticut Allstate for Sale!

Darien, CT

This established Award Winning Six (6) million dollar Earned Premium Pro Allstate Agency is located in Darien Connecticut. The Agency has excellent Net Retention coming in at over 87%, with Tenured...

$1,200,000

$1,200,000

Elite, Established Allstate Agency – $6.8M Premium in New Mexico

Rio Rancho, NM

Step into a legacy of excellence with this Elite-level Allstate agency boasting $6.8 million in earned premium. Situated in Rio Rancho, one of New Mexico's fastest-growing cities, this agency has been...

$1,350,000

$1,350,000

Turn Key Cashflow Farmers Ins Agency - Texas Open to negotiation

Breckenridge, TX

Are you ready to own a thriving business with consistent revenue and a prime location? This established Farmers Insurance agency is the perfect opportunity for an entrepreneurial-minded individual...

4

$240,000

$240,000

Cash Flow: $132,000

Thriving Manchester Allstate Agency Has It All!

Manchester, NH

Looking for a high-quality, established Allstate agency with loyal clients and strong fundamentals? You’ve found it. This long-standing agency in Manchester, New Hampshire manages a clean, profitable...

$800,000

$800,000

Turn-Key Opportunity Seeking Immediate Cash Flow

San Pablo, CA

This is a rare chance to acquire a high-performing agency with a strong foundation and built-in potential for expansion. This is a great agency to come into the business and cover expenses so you can...

3

$369,000

$369,000

Cash Flow: $234,000

FL Based P&C Insurance Agency For Sale

Belleview, FL

This Agency offers a prime growth opportunity for prospective Buyers. Buyers with existing direct appointments especially those with larger portfolios, may experience an immediate increase in...

$390,000

$390,000

Cash Flow: $80,000

Buy One, a Few or do a Startup

Albuquerque, NM

We have 4 smaller established agencies for sale or take advantage of our 300% monthly bonus program and build your own brand. No start up or franchise fees. License fees to the state are less than...

$450,000

$450,000

Insurance Agency for sale!

Milpitas, CA

Outstanding opportunity gem of a $1,851,000 in in-force premium(as of 4/28/2025) Farmers Insurance Agency in growth-rich state of California! With a high retention rate this agency won't b-available...

5

$165,000

$165,000

Cash Flow: $110,000

Retiring Agent Book For Sale

Clark County, WA

Second generation agency for sale. Great location and base revenue to build off with an established book of heavy personal lines insurance and high retention. Agency owner willing to stay on as paid...

$215,000

$215,000

Cash Flow: $121,000

ACA Health Insurance Agency - 800 Clients - 20k/Month in Revenue

$192,000 - Tampa, FL

$192,000

Tampa, FL

Motivated Seller!!! Allstate Agency in SE Pennsylvania

Delaware County, PA

Seller ready to move on this well-established, $2.67M Pro-Level, 25-year Allstate Agency nestled in the suburban area of Philadelphia, PA. Excellent retention and highly trained staff make this agency...

$540,000

$540,000

Restoration Op: Maximize Mercury Book's Potential!

Los Angeles, CA

Unfortunate losses have resulted in Mercury terminating this appointment. The Seller has 703 policies in force with Mercury Casualty Company and Mercury Insurance Company, dating back to 2012. A Buyer...

$750,000

$750,000

Cash Flow: $234,500

Jesse Hastings

CBH Business Solutions

Serving Osceola County, FL

If you're not first, you're last.

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Life and Medicare Insurance Book of Business

Georgia

Read the ad entirely....Turn-key insurance book of business for sale! Includes approx. Over 220 active Life insurance policies and Medicare clients, offering consistent recurring revenue and...

$199,000

$199,000

Cash Flow: $67,247

Independent Insurance Adjusting Company

Hamilton County, OH

This established Independent Claims Adjuster business, serving Ohio, Kentucky, and Indiana, is available for sale at $1.1M, with a strong cash flow of $360K. The owner is retiring, offering a unique...

$1,100,000

$1,100,000

Cash Flow: $366,918

Allstate Insurance Agency in Lexington County, SC

Lexington County, SC

$654K in premiums! A rare opportunity to purchase a successful Allstate agency in Lexington County, South Carolina - without all of the initial startup costs and concerns. This agency has an...

$79,000

$79,000

Established Farmers Insurance Agency Longstanding High Retention Book

Lacey, WA

We have a 2 million premium agency for sale with an established office and cliental ready for new blood and leadership to come in and take advantage of a disruptive yet highly competitive market...

$305,000

$305,000

Cash Flow: $110,000

Financial Service Business with Recurring Income

Fishers, OH

If you're great with people and have a drive to build something meaningful, this insurance agency could be your next step. Represent a wide selection of nationally ranked carriers. Offer your clients...

$84,900

$84,900

Cash Flow: $162,568

High-Volume DMV Registration Services Operation

Brea, CA

With an extensive background in the automotive industry, the owner established this thriving business more than 40 years ago. The operation fills the gap between small and independent automotive...

Cash Flow: $190,000

Own a Thriving Insurance Agency

Henderson, NV

This is a rare opportunity to acquire a high-performing Farmers Insurance agency with an independent book of business, generating approximately $900,000 in annual service commissions. The agency...

$2,225,000

$2,225,000

Cash Flow: $540,752

Allstate Agency in Scottsdale, AZ

Scottsdale, AZ

Don’t miss out on this exceptional opportunity with a young and highly successful Pro-level Allstate Agency! High retention at 89%, along with a well-established and loyal client base, provides for...

$1,050,000

$1,050,000

Acquire Cash-Flowing Farmers Book – $2.5M Premium, Growth Potential

$500,000 - San Antonio, TX

$500,000

San Antonio, TX

Surplus Lines Insurance Agency For Sale

Camarillo, CA

This Agency presents an exceptional acquisition opportunity for a buyer seeking to expand in the niche market of Surplus Lines with a well-established foundation. Founded in the mid-1960's, the Agency...

$1,275,000

$1,275,000

Cash Flow: $228,701

Top Independent Agency Loyal Asian-Speaking Clientele

San Gabriel, CA

This 17-year-old commercial-focused agency was started by an ambitious individual looking to serve the San Gabriel Valley’s large Chinese and Vietnamese community by joining a cluster (Access Pro...

$1,850,000

$1,850,000

Cash Flow: $630,000

Public Adjuster Business

Florida

Our client is a well-established public adjuster company with a solid track record of success in handling residential, warehouse, commercial, retail, low-rise, mid-rise, and condominium claims...

$2,000,000

$2,000,000

Cash Flow: $746,090

Resilient Remote-Friendly Financial Services Business

Richmond, NJ

This business offers access to a highly resilient segment of the financial services space. The operation is designed to let you focus on sales while back-end processes and carrier coordination are...

$70,900

$70,900

Cash Flow: $88,748

Resilient Financial Services Business

Columbia, TN

If you're great with people and have a drive to build something meaningful, this insurance agency could be your next step. Represent a wide selection of nationally ranked carriers. Offer your clients...

$88,900

$88,900

Cash Flow: $158,446

Recurring Revenue, Insurance Business

Raleigh, OH

Take part in a rapidly growing segment of the financial services industry with this professionally branded insurance agency built for speed, efficiency, and scalability. This business allows you to...

$67,900

$67,900

Cash Flow: $95,000

Asset SaleGroup Health & Life Insurance Book of Business for Sale

Pinellas County, FL

Overview • Book Type: Group Health and Life Insurance • Number of Active Group Clients: 63 • Geographic Focus: Florida • Primary Industries: No primary Industry Financials • Ask $490,000 • Annualized...

$490,000

Asset Sale

$490,000

Asset Sale$12M EP Allstate Agency in SC!

South Carolina

This well established, profitable agency is located in one of the fastest growing regions of South Carolina. This $12+M earned premium agency consists of a preferred auto/homeowner customer base with...

$3,700,000

Asset Sale

$3,700,000

Asset SaleModern Office Space in Prime Jackson Heights Location – For Sale

Queens, NY

Modern Office Space in Prime Jackson Heights Location – For Sale Welcome to 74-10 37th Avenue #402, a fully renovated professional office space in the heart of Jackson Heights. Spanning approximately...

6

$325,000

Asset Sale

$325,000

Start-upStart an Insurance Agency – Full Training & Support Provided.

Own your future with a turnkey life insurance agency opportunity designed for motivated entrepreneurs, even if you have no prior experience. This is your chance to step into a proven business model...

$199

Start-up

$199

Insurance Claims Provider

Orlando, FL

Orlando, FL

Carey Sobel

Boss Group International, LLC

Start-upEstablished Award-Winning Agency Located in Commerce City, CO

This established $3,925,000 earned premium agency is located in Commerce City, CO, a growing community just 15 miles northeast of Denver. It has a small town feel with excellent public schools, and...

$725,000

Start-up

$725,000

Start-upAAA Agency Ownership Opportunity

AAA - The Auto Club Group, is seeking ambitious, business-minded, and visionary Entrepreneurial Agency Owners to join our team! One of the Industry's BEST Compensation Packages! Earning potential is...

Start-up
Start-upStart Your Lucrative Career in Insurance!

Become an agency owner with Farmers Insurance and unlock a world of opportunity. With our industry-leading bonus structure, comprehensive training, and personalized business coaching, you'll have the...

$275

Start-up

$275

Start-upEntrepreneurs, Self-Starters & Leaders Join the Farmers Insurance Team

Farmers Insurance offers a unique opportunity to build and/or buy an Agency. Farmers Insurance Agency owners enjoy limitless income potential (we are open in all California markets) with monthly and...

Start-up
Established Agency in High Growth Area (Boise Metro)

Boise, ID

Established Farmers Insurance Agency in High-Growth Boise Metro Market This well-established insurance agency, operating continuously since 2007, presents a rare opportunity to acquire a profitable...

$210,000

$210,000

Profitable, Specialty Insurance Agency

Miami-Dade County, FL

This insurance agency specializes in Maritime and Commercial Insurance policies. Approximately 65% of the policies are of Maritime related insurance policies. The agency also does commercial and a...

$449,000

$449,000

Cash Flow: $108,000

Farmers Insurance Agency

Los Angeles County, CA

Our agency is the top 1% of all Farmers Agencies in the company nation wide. We have a total of 7.5M+ in premium consisting of personal and commercial clients. We have been in business since 2013 and...

$1,550,000

$1,550,000

Allstate Agency SE Coast FL

Fort Lauderdale, FL

This established Allstate agency, operating as a HUB, is positioned in an excellent coastal location in Southeast Florida. The office is supported by a strong team, including two part-time employees...

$990,000

$990,000

Cash Flow: $222,087

Joe MacGuire

Murphy Business and Financial Corporation

Serving Natrona County, WY

Murphy Business & Financial Corporation www.murphybusiness.com Murphy Business Sales is one of the largest and most successful business brokerage firms in North America with offices conveniently located throughout the United States and Canada. Murphy Business provides both clients and business associates with the highest standards of professional service and unmatched performance in the sale of privately held businesses, mergers & acquisitions, franchise sales, business valuations, machinery & equipment appraisals, commercial real estate and business consulting. With the team at Murphy Business, you can be assured you are represented by outstanding, experienced and knowledgeable professionals who will provide you with sound financial, strategic and tactical implementation to achieve a successful transaction.

Contact Me >

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Profitable Auto Insurance Franchise

Fort Lauderdale, FL

Profitable Auto Insurance Franchise in Prime South Florida Location Own a highly successful franchise of one of South Florida’s most recognized insurance brands, situated on a busy east-west...

$1,500,000

$1,500,000

Cash Flow: $135,189

Established $4.5M Farmers Agency available in TX Hill Country

Cedar Park, TX

Farmers Agency with approximately $4.5M of Gross Written Premium in most recent 12-months & approximately 2,000 policies in force as of August, 2025. Original Agency was established about 30-years ago...

$1,135,000

$1,135,000

Cash Flow: $240,000

Farmers Insurance Agency - For Sale

$225,000 - Clark County, NV

$225,000

Clark County, NV

Unique Errors & Omissions Insurance Brokerage For Sale

Pennsylvania

HS Listing ID-62589 ---Located In Pennsylvania but can be managed anywhere in the United States--- With over 35 years of expertise in Errors & Omissions Insurance (E&O) and newly created cyber...

$875,000

$875,000

Cash Flow: $221,681

Allstate Agency in Southern Oregon

Grants Pass, OR

This established agency has P&C binding across California and Oregon and features a strong book of business generating $4.5M in premium and $419K in revenue. The agency manages 2,515 policies with an...

$799,000

$799,000

Cash Flow: $269,641

Established and Relocatable Health Insurance Book of Business

Fort Lauderdale, FL

Established and relocatable health insurance book of business available for acquisition. Built on a digital-first platform with a streamlined CRM, this agency offers a turnkey operation with strong...

$500,000

$500,000

Cash Flow: $257,442

Farmers Insurance Book in West Seneca

West Seneca, NY

Excellent opportunity to plug yourself in to solid exclusive P&C insurance agency. Strong revenue and low office expenses. Average 4yr gross commission revenue is $250k. Average SDE $120k. Yearly...

$150,000

$150,000

Cash Flow: $120,000

Allstate Agency in South West Florida

Sarasota County, FL

This established 25-year agency, located in a prime area of Southwest Florida, has been serving clients from the same location since 1996. The agency manages $6,180,888 in premium with $562,000 in...

$999,999

$999,999

Cash Flow: $233,605

Allstate Agency East of New York City

Queens County, NY

This well-established 12-year book presents a fantastic opportunity for growth and expansion. With $5,185,025 in premium, $462,425 in revenue, and 1,394 policies in force, the portfolio demonstrates...

$1,100,000

$1,100,000

Cash Flow: $352,825

Protege Farmers Insurance Agency

Williamson County, TX

At Farmers Insurance, we believe that safeguarding your future and that of your loved ones is not just a necessity—it's our mission. With a long-standing reputation in the insurance industry, we are...

$100,000

$100,000

Buy or Sell an Insurance Agency

Insurance agencies listed and sold on BizBuySell are small, local businesses that act as intermediaries between insurance companies and their customers, offering guidance on a range of insurance products tailored to meet the needs of individuals, families, and businesses. Their primary role is to help clients identify and assess risks, and then offer suitable insurance coverage options to mitigate those risks.

Insurance agencies listed for sale typically have less than 10 employees, and in some cases include only the book of business to be acquired by an existing agency owner.

If you are in the market to buy or sell an insurance agency or book of business, it’s important to understand how these businesses perform financially, and how they are valued in the business for sale market. To help you get started, we have aggregated data from insurance agency for sale listings to surface typical financials as well as revenue and earnings multiples based on asking prices. These values can provide relevant context when evaluating individual businesses.


Market Overview

Number of Businesses Analyzed  

197

Median Asking Price  

$617,127

Median Reported Revenue  

$390,450

Median Reported Earnings  

$178,758

Financials based on businesses that listed an asking price, annual revenue, and seller's discretionary earnings.


Insurance Agency Business Valuation Multiples

Range

Revenue

Earnings (SDE)

Lower Quartile

1.38

2.08

Median

1.80

2.96

Upper Quartile

2.25

4.20

Revenue and earnings multiples based on reported revenue, seller's discretionary earnings, and asking price.


Read the Report:

Insurance Agency Business Valuation Benchmarks


FAQs

How much does it cost to buy an insurance agency?

Prices vary depending on the size of the business listed, but the median asking price for an insurance agency is $617,127.

How much do insurance agency business owners earn?

Insurance agency owners report median annual sales of $390,450 and annual owner earnings of $178,758. These figures are based on businesses that have listed their annual revenue and seller's discretionary earnings.

How do I value an insurance agency business?

Valuing an insurance agency business involves considering several factors, including annual sales, profit, growth (or decline) trends, and demographic trends of the target market. Brokers, business owners, and business buyers will typically rely on valuation multiples to gauge business value relative to similar businesses in the market. Revenue multiples among insurance agencies listed for sale range from 1.38 to 2.25, with the median at 1.80. Earnings multiples range from 2.08 to 4.20, with the median at 2.96. These values suggest the average insurance agency business in the U.S. may sell for around 1.8 times its annual revenue, and 2.96 times its annual owner’s earnings.


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